"I bet," she says warmly. "Girl like you probably has loads of lads knocking on her door." Lydia is pretty, anyone can see that. "No need to rush." Nancy herself had been pretty much dating since she was far far too young. Her ex-boyfriend had been significantly older than her, and her current one was even older.

Nancy takes a drink of her whiskey, wondering why it's Bill that comes to her mind, not Cooper, at the mention of a soul mate.

she laughs a little. "it's more complicated than that for me, I'm afraid, with or without a loan. But that's a long story." She waves it aside.